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  • πŸ’Έ FED DECISION ALERT: How Thursday's Rate Move Will Hit LATAM Freelancers' Wallets

πŸ’Έ FED DECISION ALERT: How Thursday's Rate Move Will Hit LATAM Freelancers' Wallets

πŸ“‰ Your Income Is at Risk (Here's How to Protect It)

If you're a freelancer in Mexico, Colombia, or Argentina working with US clients, Thursday's Fed decision isn't just economic newsβ€”it's a direct threat to your income. With core inflation holding at 3.6% YoY and the unemployment rate dropping to 3.9%, Jerome Powell faces a critical decision that will determine whether you lose or gain $500+ monthly.

Most freelancers make these 3 fatal errors that cost them thousands annually WITHOUT REALIZING IT:

❌ ERROR #1: LEAVING 100% INCOME IN LOCAL CURRENCY

With the Fed likely holding rates high (5.25%-5.50%), the dollar strengthens against all LATAM currencies. If you invoice in pesos/soles/reais WITHOUT a USD account: β†’ Lose 1.5-3% monthly to devaluation β†’ Pay up to 22% more in taxes (by country) β†’ Become vulnerable to sudden currency crises

βœ… IMMEDIATE SOLUTION:

  1. Open Wise or Binance account (free)

  2. Convert 30% of income to USD WEEKLY

  3. Use USD for global services (Zoom, Canva, etc.)

❌ ERROR #2: NOT ADJUSTING RATES WITH REAL INFLATION

85% of freelancers keep rates fixed for 6+ months while LATAM inflation runs 4-12% annually. Thursday's Fed decision means your purchasing power erodes FASTER.

βœ… IMMEDIATE SOLUTION:

  1. Use my USD Conversion Calculator (below)

  2. Adjust rates quarterly based on your country's REAL inflation

  3. Offer "annual packages" with automatic inflation adjustment

❌ ERROR #3: LEAVING SAVINGS IN 0% YIELD ACCOUNTS

Most freelancers leave savings in local bank accounts (0.5-2% annual) while inflation runs 4-12%. With the Fed keeping rates high, better options exist: β†’ Stablecoins on Binance (8-10% annual in USD) β†’ CETES in Mexico (11.3% annual) β†’ US Treasury bonds (5.3% annual)

βœ… IMMEDIATE SOLUTION:

  1. Move 50% of savings to REAL yield instruments

  2. Use my calculator to compare options by country

  3. Rebalance quarterly based on Fed decisions

πŸ“₯ DOWNLOAD MY FREE USD CALCULATOR (TODAY ONLY)

I've created an EXCLUSIVE tool that shows:

  • Your REAL take-home pay after conversions & taxes

  • Payment method comparison by country

  • How to automate 30% USD savings from your income

πŸ“₯ Free Bonus for Subscribers
Download the USD Conversion & Tax Calculator for LATAM Freelancers (PDF + Excel):
πŸ‘‰ Download PDF
πŸ‘‰ Download Excel

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